Preetha Gunasekaran

Risk analyst and Credit Analyst
Risk analyst and Credit Analyst
  • CHENNAI, India
  • April 16, 2023

With more than 9 years of industrial experience in various verticals and domain. With 4 year of experience in banking sector in various verticals like retail, corporate Recovery, General Banking CASA and Risk Management.

 

I believe that my professional background and industrialist drive make me an ideal candidate to fill this position.

I thrive in high-pressure and fast-paced situations, striving for positive results by applying my banking and financial abilities. I am able to visualize success and identify unconventional yet highly effective strategies for achieving it.

I have skillfully balanced organizational objectives and productive relationships, strategizing and recommending ways in which to achieve and maintain a competitive business edge. My communication and teamwork talents have supported my professional growth.

Enclosed, please find my resume for your review. I will look forward to contacting you within the week so we can discuss the next step in your hiring process. In closing, thank you for your time and consideration of my candidacy

E-mail
preethag02@gmail.com
Phone Number
918124339343

Education

Bachelor of Engineering @ St Josephs College of Engineering
Sep 2009 — Jun 2013

Bachelor of Engineering in Electronics and Communication

Experience

Officer @ Canara Bank
Sep 2018 — Current

• Recommended approval or disapproval of commercial, real estate or credit loans.
• Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
• Adhered to banking standards and government lending guidelines for loan services.
• Reviewed and verified income, credit reports and employment histories for each borrower.
• Upheld stringent bank standards for loans, money handling, and legal considerations.
• Met with clients to generate new business and negotiate contracts.
• Reviewed accounts and provided recommendations regarding repossession actions.
• Improved relapse prevention rates with targeted recovery program mentoring

Business Analyst @ Burgerick
Dec 2016 — Aug 2016

• Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
• Conducted interviews with key business users to collect information on business processes and user requirements.
• Analyzed open orders, backlog, and sales data to provide sales team with insights.
• Improved business direction by prioritizing customers and implementing changes based on collected feedback.
• Analyzed key aspects of business to evaluate factors driving results and summarized into presentations.
• Applied honed problem-solving skills to analyze and resolve issues impacting business operations and goal achievement.
• Produced detailed and relevant reports for use in making business decisions.
• Improved business direction by prioritizing customers and implementing changes based on collected feedback

Programmer Analyst @ Cognizant
Sep 2013 — Nov 2016

• Delivered scalable system architecture to support high-availability Internet site with various internal applications.
• Directed software testing and development to meet client needs for functionality and performance.
• Performed regression and system-level testing to verify software quality prior to release.
• Tested and deployed scalable and highly available software products.
• Worked closely with clients to establish specifications and system designs.
• Improved systems with addition of new features and infrastructure.
• Approved engineering and project scope documents prior to delivery.
• Conducted regression testing and submitted observations to development team.
• Created successful test scripts to manage automated feature testing,
• Used open-source tools to develop automation scripts.
• Optimized test cases to maximize success of manual software testing.
• Wrote and optimized test cases to maximize success of manual software testing with consistent, thorough approaches.

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