Joseph Chibuta
- Lusaka, Zambia
- February 11, 2024
I have work experience that goes beyond 10 years in various roles in different Organizations. I have vast experience in micro-finance business (Enterprise Finance and Consumer lending) with bias in Collections & recoveries, Branch operations and Business Development.
Education
Experience
Daily monitor clients’ repayments, act immediately on loans in arrears according to Mfinance’s Credit Policy, present all delinquent clients and recommend solutions to Credit Management Committee, implement Committee’s decisions, and monitoring of the portfolio to identify and act upon loans above 30days in arrears.
In charge of Developing collections methods that consistently lead to achieving or exceeding company financial goals and conduct custom collections campaigns on each client that consist of emails, phone calls and standard mail correspondence.
I Coordinate collection efforts with other credit staff and/or loan officers in order to respond to individual needs, collect outstanding balances more efficiently and recommend system and procedural changes in collections efforts in order to achieve goals.