Financial Security Advisor
Sun Life Financial — Multiple Locations Across Canada
Company Overview
Sun Life Financial is a leading international financial services organization providing insurance, wealth, and asset management solutions to millions of clients across Canada and worldwide. Headquartered in Toronto, Ontario, Sun Life has been securing Canadians’ financial futures since 1865.
Recognized as one of Canada’s Top Employers, Sun Life fosters a culture of diversity, inclusion, and continuous innovation—empowering advisors to deliver personalized financial strategies that protect families, grow wealth, and secure retirements.
Job Details
Financial Security Advisor
Sun Life Financial
Full-Time / Independent Contractor
Financial Services & Insurance
Entry to Mid-Level (Training Provided)
Hybrid (Office + Remote)
CAD $53,800 – $87,400+ (Base + Commission)
35–40 hrs/week, Flexible Schedule
Job Description
As a Financial Security Advisor at Sun Life Financial, you will play a pivotal role in helping clients navigate their financial futures. You will provide trusted advice on life insurance, health insurance, retirement planning, and investment solutions tailored to each client’s unique goals and circumstances.
This position is ideal for self-motivated individuals who thrive in a client-facing environment and are eager to build their own practice within a supportive corporate framework. Whether you are an experienced financial professional or transitioning from another career, Sun Life offers comprehensive training programs—including the Advisor Development Program—to equip you with the skills and licenses needed to succeed.
Key Responsibilities
Develop comprehensive personal financial plans for clients covering cash management, insurance coverage, investments, retirement, and estate planning.
Conduct in-depth financial needs analyses to identify gaps in existing coverage and opportunities for wealth growth.
Provide trusted, personalized advice on life insurance, health insurance, segregated funds, and other wealth products.
Build and maintain long-term client relationships through proactive outreach, face-to-face meetings, and virtual consultations.
Arrange for the purchase and sale of financial products and investments in compliance with regulatory requirements.
Monitor client portfolios and adjust strategies as life circumstances and market conditions evolve.
Collaborate with Sun Life’s district leadership, product specialists, and compliance teams to stay current on offerings and regulations.
Proactively prospect for new clients through networking, referrals, and community engagement.
Maintain all required licenses and registrations in good standing with provincial regulators.
Leverage digital tools and CRM platforms (e.g., Salesforce) to manage client interactions and enhance service delivery.
Qualifications & Skills
Required
- Bachelor’s degree or 3+ years relevant experience in financial services, insurance, sales, or CRM.
- Valid and active LLQP license (or willingness to obtain before starting).
- Strong knowledge of retail insurance and investment products.
- Excellent verbal and written communication skills.
- Self-motivated with a strong work ethic and entrepreneurial mindset.
- Ability to develop and sustain trusted relationships with diverse clients.
Preferred Assets
- Valid Mutual Fund License (MFDA or IIROC).
- Certified Financial Planner (CFP) designation or progress toward it.
- Experience with Salesforce.com or similar CRM tools.
- Background in outbound sales, call centre operations, or telephone servicing.
- Prior knowledge of Sun Life’s individual insurance and investment product suite.
- Ability to leverage digital tools to create engaging, modern client interactions.
Salary & Benefits
Base Salary
CAD $53,800 – $87,400
During training & development period
Earning Potential
Unlimited Commission
Recurring income + monthly bonuses
Training Bonus
“Earn While You Learn”
Monthly bonuses during 6-month contract
Health Benefits
Full Coverage
Health, dental & vision for you & dependents
Retirement Plan
Employer-Matched
Retirement savings plan contributions
Flexibility
Hybrid / Remote
Set your own schedule as contractor
Job Location
Sun Life Financial is hiring Financial Security Advisors in multiple locations across Canada. Many positions offer hybrid and remote-friendly arrangements.
Toronto, Ottawa, Mississauga, Oakville, London
Vancouver, Abbotsford, Victoria
Calgary, Edmonton
Montreal, Quebec City
Winnipeg, Halifax, Saskatoon, and more
How to Apply
- Visit the Official Careers Portal: Go to Sun Life Careers and search for “Financial Security Advisor” in your preferred city.
- Prepare Your Resume: Highlight your sales experience, customer service skills, and any financial or insurance licenses.
- Submit Your Application: Complete the online form and upload your resume and cover letter.
- Interview Process: Participate in interviews with district leadership to assess fit and discuss the career path.
- Obtain Your LLQP License: If needed, Sun Life provides guidance on completing licensing requirements.
- Start Training: Enter the Advisor Development Program, a 6-month learning contract leading to a long-term career.
For more information about licensing, visit the LLQP Career Guide.
Summary
The Financial Security Advisor role at Sun Life Financial is an exceptional opportunity for driven individuals seeking a meaningful career in Canada’s financial services industry. With a competitive base salary, unlimited commission potential, comprehensive training, and the flexibility to build your own practice, this position offers both professional fulfillment and financial reward.
Whether you are a recent graduate, a career changer, or an experienced advisor looking for a new platform, Sun Life provides the tools, support, and brand recognition you need to thrive. Join a company that has been securing Canadians’ financial futures for over 150 years.
Explore more financial services careers in Canada.
Frequently Asked Questions (FAQ)
What is an LLQP license, and do I need one to apply?
The Life License Qualification Program (LLQP) is Canada’s official licensing program for selling life insurance and related products. While having an active LLQP license is preferred, Sun Life supports candidates in obtaining it during the onboarding process.
Is this a salaried or commission-based role?
The role typically begins with a competitive base salary during the 6-month training period. After successful completion, advisors transition to a commission-based compensation model with unlimited earning potential and recurring income streams.
Can I work remotely as a Financial Security Advisor?
Yes. Sun Life offers flexible and hybrid work arrangements, allowing advisors to conduct virtual client meetings and manage their schedules while having access to local office support.
What kind of training does Sun Life provide?
Sun Life offers the Advisor Development Program, a structured 6-month training contract that includes product knowledge, technical skills, sales training, and mentorship from experienced district leaders.
What is the typical career progression?
After the initial training period, advisors can choose to become independent contractors, join an existing advisory team, or continue within the Prospr advisor team. Long-term opportunities include senior advisor roles, team leadership, and specialized wealth management positions.
Does Sun Life sponsor work permits for international candidates?
Candidates must have legal authorization to work in Canada. A post-graduation work permit or permanent residency is typically required.
What is the average income potential?
Base salaries range from CAD $53,800 to $87,400 during training. Experienced advisors with strong client books can earn well into six figures annually through commissions and bonuses.